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Health Insurance for Pregnant Women

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AHCCCS offers needed health insurance for pregnant women. For people who qualify, there are no monthly premiums.

To learn more, select one of the following:

Who Can Receive Services

The applicant may qualify for this program if the applicant:

  • Is an Arizona resident
  • Is an United States citizen or a qualified immigrant (If the woman is not a U.S. citizen or qualified immigrant, she may still be eligible for emergency services.)
  • Has a Social Security number or applies for one
    • To apply for a Social Security number visit the U.S. Social Security Administration
    • Make a copy of the form submitted as confirmation of applying for a Social Security Number
  • Applies for potential income that may be available, such as unemployment, pensions, and Social Security
  • Is under the income limit
    • A portion of the pregnant woman's income and a portion of the parents' or spouse's income is counted (see example below)

Income Limits

This chart shows how much money the person can receive each month before taxes and other deductions are subtracted (gross income limit). It is also important to know that if someone is working an amount may be subtracted for work expenses and child care.

If the applicant is And is pregnant with And lives with Then the gross monthly income limit is
Under age 18 1 Baby No parents, no spouse $1,822
The applicant's spouse $1,526
1 parent $1,526
2 parents $1,379
Twins No parents, no spouse $2,289
The applicant's spouse $2,068
1 parent $2,068
2 parents $1,935
Triplets No parents, no spouse $2,757
The applicant's spouse $2,579
1 parent $2,579
2 parents $2,461
Age 18 or older 1 Baby No spouse $1,822
The applicant's spouse $1,526
Twins No spouse $2,289
The applicant's spouse $2,068
Triplets No spouse $2,757
The applicant's spouse $2,579

These income limits change every April 1.

Example:

23 year old woman
Pregnant with one baby
Lives with spouse and their 2 children

$700.00 Woman's income (before taxes and deductions)
   -90.00 (given to working people)
 610.00 Woman's total income (divided by 4 because she is responsible for herself, her spouse, and her 2 children)
152.50

$2400.00 Husband's income (before taxes and deductions)
     -90.00 (given to working people)
 2310.00 Husband's total income (divided by 4 because he is reponsible for himself, his spouse, and his 2 children)
577.50

152.50 (portion of pregnant woman's income)
577.50 (portion of spouse's income
$730.00 Total income

Based on the Income Limits above, this applicant's income limit is $1,526.00. Because $730.00 is less than $1,526.00 (income limit) the applicant has met the Income Limits to receive services.

Access to Prenatal Care

Baby Arizona is a program to help pregnant women begin the important prenatal care they need while waiting to see if they are eligible for AHCCCS Health Insurance. Staff will put the woman in touch with a doctor in her area that will help her apply for AHCCCS Health Insurance.

Baby Arizona is a simple, faster way for pregnant women to start getting health care before the application process for AHCCCS health insurance is completed. Visit the Baby Arizona website for more information.

Call 1-800-833-4642 with questions about Baby Arizona.

Additional Information

Please use the Applicants Menu on the left for information about how to apply, covered services, available health plans, and additional resources. For other questions, please contact us.